Intro:
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This year's been hard on all of us, we seen our share of hills
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We're making it by tooth and nail, we're countin up the bills
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As Christmas time approaches, I'm don't feel like I should
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Cause honestly I haven't been that good
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So as I lay in bed last night despairing o'er my sins
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I heard the faintest whisper like a voice caught in the wind
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Well I know this may sound crazy, but I heard it oh so clear
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I heard that Santa's taking credit this year
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If Santa's taking credit on "being good" this year
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Then I'll expect to see his eight tiny reindeer
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But without it I cannot afford to spread some Christmas cheer
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So Santa, bring a present, and I'll make it up next year
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Well in our modern economy, nobody pays up front
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put it all on credit, and pay it off at the end of the month
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well Santa should be no different, and it seems completely fair
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Even if I've been more naughty than nice, I can make it up next year
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If Santa's taking credit on "being good" this year
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Then I'll expect to see his eight tiny reindeer
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But without it I cannot afford to spread some Christmas cheer
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So Santa, bring a present, and I'll make it up next year
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And I know that it may
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Seem to be so senseless
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for Santa to reward me
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but he's doing it for the interest
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So, if you're like me your worried about your presents this year
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If you're nice he won't forget it
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If you're naughty don't you sweat it
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Cause Santa's taking credit this year