Intro: G D G D G verse 1: C G Well, it's hippity-hop to the bucket shop D G I lost all my money and now I have flopped And it's hard times, pity poor boy D G It's hard times when you're down and out verse 2: C G Well, this is the truth and it certainly exposes D G A Wall Street proposition is not all roses And it's hard times, pity poor boy D G It's hard times when you're down and out verse 3: C G I put up my money to win some more D G I lost all I had and it left me so sore And it's hard times, pity poor boy D G It's hard times when you're down and out Instrumental: